Buy Now Pay Later In India
Buy now pay later services and apps are useful mostly for those who are in bad condition in financial management. Suppose, if you wish to buy a product for your home needs in online but at that time you don't have much money to pay so, don't worry about money now I am explaining apps and services which will help you to pay money later for your product without any interest rate.
Buy Now Pay Later |
Due to Lockdown so many members looking to shop online only. In this way, no need to bather about money buy products and choose the pay later option. After 1week or 10 days you will be able to pay the whole money or pay in installment. For installment, you need to pay some extra money like it is the interest rate.
Apps & Services
• Flipkart Pay Later
• Amazon Pay Later
• ICICI Bank Pay Later
• Book Now Pay Later BNPL
• HDFC Bank FlexiPay
• Simpl
• FlexPay
• LazyPay
• Slice
Flipkart Pay Later
It is newly updating now in Flipkart. A lot of members using this online shopping platform. Flipkart is now updating Buy pay later option for all users. Present so many customers are using EMI option.
However, it is one of the good news for all people because several people are facing the financial struggle to manage shopping. The pay later option is the best option for these types of people. Before going to allow this option you have some terms and conditions.
• 1min application process
• One tap for check out
• Zero cost for up to 35 days
• One bill for all shopping
• Instant credit nearly Rs. 5000
Amazon Pay Later
Amazon pay later is another best option to buy online. Amazon is one of the trusted e-commerce platforms in India. I already briefly explained about Amazon pay later in past posts, once go and read that article you will get full information.
Pay later exists customers to pick utilizing credit for dealing with month-to-month utility tabs or purchase things during the lockdown.
Amazon Pay Later |
Nearly millions of customers have engaged in amazon daily no need to worry about your needs you will have a chance to pay money later for products. Customers need to select Amazon Pay Later assistance which is beneficial to the Amazon India application.
ICICI Bank Pay Later
If you think you in your ICICI is not an e-commerce platform even though here you have an option to buy products and pay later. For example, if you buy a product from ICICI you will able to make payment up to 40 days. It is also one of the best options for customers to make payments later. The payment option through UPI to your merchant.
Book Now Pay Later BNPL
In this platform, the bulk customer is allowed for book now pay later. Before going to participate in this plan bulk customers need to take permitted authority. After the customer needs to submit bank statement proof it will review nearly one year to renew.
Bulk customers after using the book now pay later plan payments will pay a certain period if not 12% per year penalty charges will apply.
HDFC Bank FlexiPay
If you have an HDFC deity card you will eligible for the HDFC bank flexipay buy now pay later plan. Don't miss buying your favorite or needed products online. After buying the product 15 days interest charges free and no other charges. FlexiPay has sufficient repayment tenures and availing a credit line from Rs. 1000 to 50,000 instantly.
Simpl
Simpl is an app for purchase products through merchants. This app has a buy now pay later option. After buying the product you will do a payment every two weeks.
Simply sign up with your basic details and you are offered a credit limit. Popular merchants such as Fresh2Home, Bigbasket, Zomato, and more. If you do payments in time you will not charge any extra amount.
FlexPay
FlexPay is the latest application is used to manage to buy things pay later through UPI and simply register with your details to get a speed credit line. It is mainly focused on local stores without credit card options only UPIs. This exists you to analyze your details in certain payback ways.
LazyPay
It is one of the best options and you have to log in with your PAN And Aadhaar details and get a credit line facility. With your credit, you can make a lot of payments to merchants. If you buy things you will be able to pay back the first week of the running month without any interest rate.
LazyPay is tie up to e-commerce sites and apps such as Flipkart, MakeMyTrip, BookMyShow, and Swiggy. EMI option is also available on this app.
Slice
Slice is also a new and engaging app, here you will get a free credit card easily. If you have a VISA card you will be able to buy products and pay later both online and offline. And also EMI option available for customers on this app. Mainly if you make payment in a limited time you will not apply any extra charges.
Final Tips
Guys, keep one thing in your mind when you are buying products on the above apps or services. Maintain minimum account balance and make payment in due time. If you pay early you will have a chance to reduce your extra charges.
The above-listed services are unique and genuine some are recently updating a few are already updated for pay later. Anyway, I think the above will help you to maintain financial struggles, if you have any doubts related to the above ways once comment below.
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